Thursday, July 7th, 2011 at 9:15 pm ?
Teen car insurance affected by car model?
Vera Bradley : Hey, I was reading an article on Yahoo about models and violations? Is it possible that the model of car is responsible for violations? Does your teen auto insurance become expensive.Raj Bhat, the president of Quality Planning, calls the most-ticketed cars ?spirited? vehicles. Drivers of the expensive Mercedes-Benz SL-class roadster had four times the average number of violations
Both younger and older drivers are responsible for ticket problems. Scions, for example, are marketed to youthful drivers, and the study found that they typically are in their 30s. In contrast, the average age of the Mercedes-Benz SL-class driver is 53.
?If you tend to be not as rich, then maybe you tend toward the Scion,? Bhat says. ?If you look at the Toyota Camry, it looks like a bread-and-butter car, but there is a sportier version, which is the Solara. If you can afford more, you get into the Mercedes-Benz.?
You would observe that the model of the car is not directly responsible for the violation but the driver is, however you need to keep in mind that the above models are very powerful and hence difficult for the driver to control. As per insurance, therefore the model would be the proximate cause- but remember the insurance company is in the business and hence any violation ? like speeding would lead to expensive teen auto insurance.
Marty Brenner, an anger-management counselor based in Beverly Hills, Calif., says cars often are purchased to express aspects of the buyer?s personality. If someone wants to feel powerful and important, he or she may buy an expensive, high-performance vehicle. ?It?s about control,? he says. High performance cars are naturally difficult to control.
Leon James, a professor of psychology at the University of Hawaii, studies the motivations of drivers. He finds that many people identify strongly with their automobiles. ?A lot of people get involved in their cars personally,? he says. ?They give their car a name. They talk to their car. They encourage their car up a hill.?
Teens or young drivers and agressive drivers who have agreessive and risk taking personalities would like fast cars and hence would end up paying much higher teen auto insurance rates or high car insurance rates.
The most and least expensive cars to insure for teen auto insurance and aggressive drivers
Aggressive drivers often purchase cars that are known for performance, James adds. In contrast, responsible drivers tend to buy what he calls ?soft? cars, such as minivans or vehicles that are highly rated for safety features.
Men long have been considered more likely to have serious traffic accidents than women. However, the Quality Planning study found that not all of the cars with highest percentages of traffic violations are driven predominately by males. For the No. 1-ranked Mercedes-Benz SL-class convertible, only 41% of the drivers were male. For the second-ranked Toyota Camry Solara coupe, 39% of the drivers were male.
Loretta Worters, a spokeswoman for the Insurance Information Institute, says this trend may reflect how women increasingly are taking over roles that traditionally have been held by men.
?Women are driving more powerful cars,? she notes. ?In years past, men have been the most aggressive drivers, but the trend is starting to shift. There are more women on the road than there were years ago, driving in similar patterns and undergoing similar stresses as men.?
The more powerful the car, the more expensive is the vehicle and the more expensive will be the teen auto insurance or car insurance.
Wait till I bring you the stastical details of the model of the car and the viloation statastics for them, of-course I will show you some tips to get cheap teen auto insurance even with these models.
Thanks
Kamlesh
Tagged with: Aggressive Drivers ? Anger Management ? Auto Insurance Rates ? Bread And Butter ? Camry ? Car Insurance Rates ? Car Model ? Car Models ? High Performance Cars ? Insurance Company ? Least Expensive Cars ? Leon James ? Management Counselor ? Marty Brenner ? Mercedes Benz ? Mercedes Benz Car ? Older Drivers ? Performance Vehicle ? Personal Expression ? Proximate Cause ? Purchase Cars ? Responsible Drivers ? Scion ? Scions ? Soft Cars ? Solara ? Speed Traps ? Toyota Camry ? Traffic Accidents ? University Of Hawaii ? Vera Bradley ? Youthful Drivers
Filed under: Cheap Car Insurance for teenagers ? Cheap teen auto insurance ? Insurance regulations ? Speeding tickets and car insurance
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